Money advisers

Money advisers:

• will interview clients to find out what the problems are and help to prioritise them

• will help Clients draw up a budget, including
  advising them on ways to increase income and reduce expenditure
  
• will advise clients on the best ways of dealing with debt, including bankruptcy, individual voluntary arrangements and negotiating with creditors

• may help clients to negotiate with creditors

• may help with form filling (e.g. claiming social security benefit)

• may represent clients at court Hearings for debt