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The Royal College of Psychiatrists Improving the lives of people with mental illness

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Debt and mental health: Evidence and research

What has research shown about the relationship between debt and mental health?

The Royal College of Psychiatrists delivers programmes which make a difference to the everyday lives of people with mental health problems, and those working with them. Since 2006, we have run a research and  intervention programme addressing the relationship between financial difficulties and mental health.



Detailed information


Our work has included:


  • NEW A systematic review of the relationship between debt and mental health problems - this has been published in the Mental Health Review Journal (abstract only), while an earlier report provides a summary of some of the key findings.  


  • NEW qualitative research with debt advice and debt collection staff, plus our survey of 1300 staff in 19 different banks and debt collection agencies to assess the gap between 'best practice' and 'actual practice' when working with customers with mental health problems.


  • Economic modelling of the cost-savings accrued from preventing debt-related mental disorder by providing money advice services (with the London School of Economics and Political Science).



















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Health Services Research, Royal College of Psychiatrists, 4th Floor Standon House, 21 Mansell Street, London E1 8AA    





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